Category: Studies

CFPB Study Reinforces Need for Voluntary Protection Products

September 24, 2020by vppeditor

The results provide a deeper understanding of how often U.S. consumers have difficulty making ends meet and reinforces the need for voluntary protection products like service contracts, GAP, credit insurance and debt protection.

New Evidence on an Old Unanswered Question: Why Some Borrowers Purchase Credit Insurance and Other Debt Protection and Some Do Not

March 14, 2018May 23, 2018by vppeditor

In an environment where unfortunate consequences are possible but timing is unpredictable, both consumers facing risks and entrepreneurs looking for productive opportunities have searched for and engineered ways of spreading and mitigating those risks.