“Without GAP protection, my vehicle wouldn’t have been safe to drive with my baby,” Sargent Gamble says. “Plus, I would have been stuck with repaying the $13,500 left on my loan, while trying to find a new car and taking on additional debt.”

New interpretations of the Military Lending Act completed by Defense Department officials during 2017 mean active duty service members like Sargent Gamble no longer have access to GAP protection.

“GAP protection is very beneficial,” Sargent Gamble says. “Imagine if I had been deployed when the hailstorm came. All the way from Afghanistan, I’d still be paying for a car that I couldn’t even drive. Access to GAP protection shouldn’t be taken away from active duty service members. We need GAP protection just like everyone else.”